by Ashley Hammons | Nov 10, 2017 | Buying a Home
![preparing to buy a home, being ready financially to buy a home](https://athometx.com/wp-content/uploads/2017/11/Depositphotos_21683395_original-300x201.jpg)
Do you have a budget? And do you know how to use it?
Owning your own place comes with a slew of new expenses. So good money-management skills are a must-have. If you don’t have a household budget right now, you need to start one. Remember as a renter any maintenance issues that arise are taken care of financially by the landlord. However, when you are a homeowner, on top of your mortgage, insurance, and taxes, are you have to be ready and prepared to take on that financial responsibility. Having a clear understanding of your finances is necessary when you’re considering buying a home. Prior to speaking with a real estate agent, you should make a budget to see how much you can reasonably afford to pay. If you simply cannot afford the increased expenses that come with a house, it’s never a good time to buy, no matter what’s going on in the real-estate market.
Have you been saving? Do you have a down payment?
When buying a home you will have to get a loan and with getting a loan you will have closing costs and the down payment. You will have to come up with money up front, unlike renting where the deposit is minimal. Down payment amounts vary based on the type of loan you’re offered but remember that the more you put down, the lower your mortgage payments will be!
Do you have a backup or emergency fund?
Before you devote all your savings to a down payment, closing fees, and home upkeep, you need to take a look at the bigger picture. You need to build up your savings in case of financial setbacks that could cost big, like unexpected unemployment or serious illness.
Always remember it’s not just money that should affect your decision to buy a home…..
Happy house hunting! Please feel free to comment any of your questions.
by Ashley Hammons | Apr 21, 2016 | Real Estate Agent
Our Real Estate Agents Will Make You Feel Right At Home
AT Home Texas Real Estate has assembled a team of friendly and professional real estate agents that are experienced and will fill any market requirement that you may have. Whether you are looking to buy or sell a home in Greenville, TX, or Hunt County, our real estate agents will be more than happy to help. We’re a locally owned and operated agency that proudly serves North East Texas. We deliver excellent customer service and are committed to your complete satisfaction.
Our real estate agent team will do whatever they can to make sure that you’re comfortable with our performance. Our negotiation experts will always have your best interests in mind when it comes to helping you buy or sell your home. We also have the training and experience to help with:
• Luxury homes for sale
• Land for sale
• Short sale real estate
• 1031 exchanges
Contact us now for a free phone consultation with a professional real estate agent. AT Home Texas Real Estate staff offers flexible appointment times to better meet your scheduling needs. We are fully licensed and insured to serve the Greenville, Texas, area. Our licensed real estate agents offer free home and market evaluations to all potential clients as well. Click here to get to know the AT Home Texas Real Estate agent team!
by Ashley Hammons | Apr 20, 2016 | Home buying & selling
![Searching for homes for sale in Greenville TX](https://athometx.com/wp-content/uploads/2016/04/agnieszka-boeske-359706-300x199.jpg)
NEW HOMES FOR SALE IN GREENVILLE, TX
If you are looking to purchase a new home or property in Greenville, TX, the skilled agents at, AT Home Texas Real Estate, can find whatever style of home or type of property you’re looking to buy. We’re a locally owned and operated agency that also sells new homes. We know the local market and will get the job done. We are experienced negotiation experts, and our real estate agents are fully licensed and insured.
COMMITMENT TO CLIENT SATISFACTION
Our friendly staff will make sure that we understand the goals of your new home search. We’ll make sure that we show you listings that have every item on your wish list. We strive to make sure that you see as many properties as necessary to ensure you have found your dream home or property.
Don’t hesitate to call us, at (903- 454-2824), if you’re searching for a new home. Our real estate agents will help you find property in the Greenville and Hunt County area. Our team will gladly provide a free phone consultation to discuss your needs. AT Home Texas Real Estate is the firm you can trust. We offer flexible appointment availability seven days a week, and we hope that you choose us for any real estate endeavor.
by Ashley Hammons | Mar 8, 2016 | Real Estate Agent
![looking for the right real estate agent in Greenville, TX](https://athometx.com/wp-content/uploads/2016/03/jason-wong-392785-300x225.jpg)
Whether you’re looking to purchase your first home, a vacation home, investment home, or a rental home, AT Home Texas Real Estate has you covered! As an established real estate agency, in Greenville, TX, buying homes is our specialty, and we’ll work hard to ensure that your experience with us is a positive one all around.
At, AT Home Texas Real Estate, we believe in making ourselves available to clients whenever we’re needed. Our dedicated agents routinely take meetings and answer calls not only during the day but outside of traditional working hours as well. We understand that accommodating clients and potential buyers is a big part of being good at what we do, and we’re willing to work hard to earn your business.
Let us put our knowledge of the Greenville, TX real estate market to work for you. To enlist our help in finding and purchasing your new place of residence, call our office today or fill out the form below.
by Ashley Hammons | Feb 24, 2016 | Real Estate Agent
![how to find the right real estate agent to buy or sell home in Greenville TX](https://athometx.com/wp-content/uploads/2016/02/rawpixel-com-351765-300x201.jpg)
Do you have the right agent?
Choosing the right real estate agent can be detrimental to the sale of your home.In this market, there are A LOT of agents who sell real estate. Some of them are smart, efficient, focused, versatile and willing to go the extra mile. And some of them aren’t. How do you know who is the right real estate agent to sell YOUR home? An agent who is local is usually an area expert, but are they motivated to sell YOUR home?
Here are some questions to ask:
MARKETING
The days of agents just putting a For Sale sign in the yard and hoping for the best are gone. Look for an agent who does aggressive and innovative marketing, especially on the Internet. All MLS systems syndicate with 1000’s of websites BUT how is your agent going to make your house stick out, what creative marketing are they going to do to get buyers to look at your home?
- What is your marketing strategy?
- How do you go above and beyond for me?
- How is your marketing different from other agents?
- Do you use social networking sites to promote your listings?
NUMBERS
Numbers are important when selecting the right agent. Do you want a new agent, who only has your home listed and is very motivated for their first sale? Do you want a seasoned agent who already has a clientele built up, and can sell a home with their eyes closed?
- How long have you been an agent?
- How many homes did you sell last year?
- What is your ratio of sales price vs. asking price?
COMMUNICATION
Communication is vital when working with a real estate agent. If you want weekly updates, don’t choose an agent who plans to contact you only if there’s an offer. You want an agent who answers their phone or promptly returns phone calls. If you can’t get ahold of your agent, how do you think buyers can?
- Does the agent use text messaging or email communication?
- If you miss a call from me how quickly do you respond?
- Do you have a backup if you are unavailable?
- Do you have someone who can still help answer questions?
REFERENCES
Last but not least, CAN YOU PROVIDE ME WITH REFERENCES? Look on trulia.com, Realtor.com, or other real estate websites for reviews. Ask around, ask your friends who they would recommend. When speaking to an agent ask them if they have any references or any reference letters?
Feel free to ask any of our real estate agents detailed questions about their experience and skills to help you with any home buying or home selling needs.
References:
http://members.houselogic.com/articles/find-best-real-estate-agent-sell-your-house/preview/#ixzz3C5CRQZTI
http://www.frontdoor.com/real-estate/how-to-choose-a-great-listing-agent